Best Hybrid Bikes Under 400 Dollars

Are you looking for a bike that combines the features of a mountain bike and a road bike? Then this article is for you. After reviewing my own experience as a hybrid bike rider and the feedback from other bikers I found Schwinn Network 3.0 Adult Hybrid Bike to be the best Hybrid Bike under 400 dollars. While I choose Schwinn Wayfarer Hybrid Bike to be the best Hybrid Bike under 400 dollars there are several great hybrid bikes out there that are budget friendly.

This article goes into details of 6 hybrid bikes that I believe are the best in the market and under 400 dollars. While consolidating this list I paid special attention to different qualities/features of these bikes including but not limited to frame, handlebar, suspension, gearing, wheels and saddle. I also read about 100+ reviews of several riders as well to have a better understanding of the hybrid bikes available in the market.

After analyzing all this information, I picked Schwinn Network 3.0 Adult Hybrid Bike to be the best hybrid bike under 400 dollars thanks to its lightness, its suspension fork and suspension seat post, reliable brakes and 21-speed rear derailleur, which offers smooth shifting

But also presented different options so you can pick the best hybrid bike for yourselves based on your personal taste and what matters to you.

See below for all the bikes that made it to our list and keep reading for detailed information for each of them.

Best Hybrid Bikes Under 400 Dollars

best hybrid bike under 500

Schwinn Network 3.0 Adult Hybrid Bike

Best Hybrid Bike Under 400 Dollars

best hybrid bike for urban riding

Schwinn Discover Hybrid Bike for Men and Women

#2 Best Hybrid Bike Under 400 Dollars

Schwinn Wayfarer Hybrid Retro-Styled Cruiser

#3 Best Hybrid Bike Under 400 Dollars

#4 Best Hybrid Bike Under 400 Dollars

#2 best hybrid bike under 300

Vilano City Bike

#5 Best Hybrid Bike Under 400 Dollars

Royce Union 700c RMY Men’s 21 Speed Hybrid Comfort Bike

#6 Best Hybrid Bike Under 400 Dollars

Schwinn Network 3.0

Best hybrid bikes under 400 dollar

Key Features

  • 18-inch alloy frame
  • 21-speed rear derailleur
  • 700C wheels
  • Front suspension 
  • Suspension seat post
  • Alloy linear pull brakes
  • Fits riders 5’4″ – 6’2″ 
  • Weighs 32 lbs

Our top pick for the best hybrid bike under $400 is the Schwinn Network 3.0 Adult Hybrid Bike. If you have seen our other articles you know how much we like Schwinn bikes in general and this model is no exception. We believe this bike offers a pretty good combination of durability, performance and comfort. 

The 18-inch alloy frame is durable and fits riders 5’4” to 6’2” tall. Suspension fork combined with the suspension seat post makes for a pretty smooth ride even when you’re riding over some small bumps along the way.

Schwinn Network 3.0 performs well in urban settings as well as on light trails. This bike comes with a 21-speed rear derailleur that easily shifts, which comes in handy on uphill climbs. Front and rear alloy linear pull brakes are reliable and responsive.

Schwinn Network 3.0 weighs around 32 pounds, which is actually not that heavy for a hybrid bike. This means you get to accelerate fairly easily. This bike comes with a swept back handlebar that supports a comfortable upright riding position.

The only setback with this bike is the assembly is a bit difficult due to how the manual is organized. You basically have to seek out the parts that pertain to this specific model when assembling it due to the all-purpose nature of the manual. You also need to pay attention throughout so you don’t miss any notes that can be vital to the assembly. Other than that though the assembly is pretty easy.


  • Smooth rides thanks to suspension fork and suspension seat post
  • Ideal in urban settings and on light trails
  • 21-speed rear derailleur shifts easily and good for climbs
  • Responsive and consistent front and rear linear pull brakes
  • Lightweight for a hybrid bike, good for speed


  • Need to navigate generic manual through assembly to find the steps that are specific to this model

Schwinn Discover

Best hybrid bikes under 400 dollar for urban riding

Key Features

  • Aluminum frame (various size options)
  • 21-speed rear derailleur
  • Front suspension
  • Alloy linear pull brakes
  • Fenders to protect rider from splashes
  • Rear rack
  • Swept back upright handlebars
  • Weighs 35.5 lbs

The best hybrid bike for urban riding under $400 according to our research is the Schwinn Discover Hybrid Bike. The aluminum frame is fairly lightweight and the bike’s front suspension comes in handy when riding on cobblestoned streets.

Alloy linear pull brakes are quick to respond and perform consistently. We like this bike for its focus on comfort. The bike comes with swept back handlebars for a relaxed upright riding position and adjustable stem. In addition, the saddle is padded and pretty comfortable.

This bike’s 21-speed rear derailleur offers smooth shifts and it’s good to have if you are cycling on upward-sloping streets.

Some additional features of this bike we like for urban riding are its fenders, which protect the rider from dirt when riding on the streets. It also has a built-in rear rack for when you’re riding with cargo.

The bike doesn’t come with all the tools necessary to assemble it and we would highly advise fine-tuning by an expert as some of the screws and the chain might require adjustment. So if you do end up going for this model and aren’t experienced in bike assembly/tune-up, you might have to make a trip to your local bike shop.


  • Lightweight aluminum frame
  • Front suspension to absorb small bumps
  • 21-speed SRAM grip shifters to make climbs easier
  • Fenders to keep mud off rider
  • Rear rack for cargo
  • Comfortable, padded saddle


  • Doesn’t come with all the tools required for assembly
  • Fine-tuning right after assembly highly advised

Schwinn Wayfarer Hybrid Bike

Key Features

  • 18-inch (step-over frame) and 16-inch (step-through frame) size options
  • Steel hybrid frame
  • 700c wheels
  • 7-speed rear derailleur with twist shifters
  • Swept-back handlebar
  • Front and rear linear-pull brakes
  • Rear rack and full fenders
  • Weighs 42 lbs

Our Review

Another pick on our list for the best hybrid bikes under 400 dollars is the Schwinn Wayfarer Hybrid Cruiser. It’s not only a retro-looking hybrid bike that looks nice but also a high-quality cruiser that performs well. It’s ideal for anyone who wants to go cycling around the city in style.

With this mode of Schwinn, you can either get the 18-inch or 16-inch frame. The 16-inch frame is a step-through model whereas the 18-inch frame is a step-over model.

True to its retro cruiser nature, the hybrid bike comes with a swept-back handlebar to support a comfortable upright riding position.

The 7-speed twist shifters with rear derailleur offer convenient shifting between gears while the front and rear alloy linear pull brakes provide consistent and stable stopping power.

Overall this bike is a perfect combination of style, performance and comfort. The rear rack and full fenders are functional accessories that complement the vintage look and come in handy when riding around town.

The main disadvantage of this bike is its weight. This hybrid bike weighs around 42 pounds, which is on the heavy side. This mainly means acceleration and uphill climbs are harder and more exerting for the rider.


  • Comfortable upright riding position to reduce the pressure on your upper body
  • 7-speed rear derailleur for smooth gear adjustments
  • Responsive linear-pull brakes perform well
  • Rear rack to carry cargo
  • Full fenders to keep mud and any splashes off the rider


  • Fairly heavy at 42 lbs 
  • Rigid and durable fork

Schwinn GTX Comfort

Key Features

  • 16-inch to 20-inch frame options
  • Aluminum dual sport frame
  • 700c wheels
  • 21-speed shifters with rear delirious
  • flat handlebar
  • Alloy V brakes
  • Weighs 42 lbs

Our Review

Another top pick that made our list of the best hybrid bike under 400 dollars is the Schwinn GTX. It’s not only a good-looking hybrid bike model that has multiple color options but also a high-quality sports bike that performs well. It’s ideal for anyone who wants to go cycling on or off-road.

With this model of Schwinn, you can get the 16-inch, 17-inch, 17.5-inch, 18-inch, or 20-inch frame.

This hybrid bike’s handlebar helps you maintain an upright riding position while riding. The 21-speed shifters with rear derailleur offer comfortable shifting between gears while the front and rear v-brakes ensure secure stopping.

Overall this bike is a great combination of style, performance, and comfort. 

The main disadvantage of this bike is its weight. This hybrid bike weighs around 42 pounds, which is on the heavy side compared to some of the other bikes we reviewed. 


  • Comfortable upright riding position to reduce the pressure on your upper body
  • 21-speed rear derailleur for smooth gear adjustments
  • V-brakes deliver strong stopping power
  • Tires that are suitable for on-road and off-road cycling


  • Fairly heavy at 42 lbs 
  • The chain may drop off occasionally

Vilano City Bike

Key Features

  • 53 cm black steel hybrid frame
  • 700 x 35c tires
  • 7-speed twist grip shifters
  • Cruiser handlebar
  • Linear pull brakes
  • Suspension saddle
  • Water bottle mounts and rack eyelets
  • Weights 32 lbs

Our Review

The best urban commuter hybrid bike under $400 on our list is the Vilano 7-Speed Hybrid Retro Urban Commuter. We picked this bike model as it offers above-average comfort and good performance when you’re navigating urban conditions on it.

The suspension saddle is very comfortable and helps absorb the impact of bumps and small rocks along the way. The hybrid handlebar helps you maintain an upright riding position while riding.

The 7-speed twist grip shifters are easy to use and shift smoothly. The linear-pull brakes provide the quick, responsive stopping power you need in an urban setting.

This hybrid bike also has water bottle mounts which makes it suitable for long bike rides.

This bike model has an elegant design as it has a black classic diamond shape frame as well as its brown saddle and matching grips. It weighs around 32 lbs, which is not that heavy or light given it’s a steel hybrid bike. It’s certainly a good-looking commuter that is also convenient for city use.


  • Lightweight compared to other steel hybrid bikes
  • Efficient linear-pull brakes
  • 7-speed twist grip shifters that are easy to use
  • Easy to assemble


  • Fine-tuning and safety checks by a bike mechanic are highly recommended upon assembly

Royce Union RMX

Best hybrid bikes under 500 dollars for comfort

Key Features

  • Aluminum frame (various sizes)
  • 21-speed Shimano drivetrain
  • Front Suspension
  • Alloy linear-pull brakes
  • 700C wheels
  • Slight rise handlebar
  • Padded saddle
  • Weighs 43 lbs

Our Review

Royce Union 700c RMY Men’s 21-Speed Hybrid Comfort Bike takes its spot in our list as the best hybrid bike for comfort under $400. The bike is fairly durable and offers a pretty comfortable ride.

This bike comes with a slight-rise handlebar that supports a comfortable upright riding position. The padded saddle with dual springs supports your bottom smoothly and makes rides more comfortable.

Royce Union RMY Men’s Hybrid Comfort Bike is a great choice for just riding around town or commuting. Shimano drivetrain allows seamless shifts between 21 gears and lightweight alloy linear-pull brakes offer consistent stopping power.

The upright riding position with the padded saddle with dual springs and front suspension makes for a pretty smooth, comfortable ride in on-road and off-road conditions. 

This is a great bike for you if you want to go cycling in urban areas without unnecessary stress to your upper or lower body.

The only disadvantage with this bike is that it doesn’t come with a kickstand, which is obviously an important component to have for urban usage. That means you would have to purchase it separately. 

Like the other hybrid bikes on our list, this bike is also fairly heavy at 43 lbs, especially given that its frame is made of aluminum. A heavy bike is inconvenient if speed is important to you or if you need to lug it around in the public transit system in urban settings.


  • Padded comfortable seat with good ergonomics
  • Smooth gear shifts
  • Responsive alloy linear pull brakes
  • Suspension that absorbs small bumps


  • No kickstand

Buying Guide for Best Hybrid Bikes Under 400 Dollars

Bike Size

When buying a bike, it’s important to consider the right size for your height and riding style. For hybrid bikes, which are designed for both city streets and off-road trails, use a tape measure or yardstick to measure the distance from the ground to your crotch while standing over the bike frame. This measurement should fall within the range recommended by the manufacturer for that particular bike model. Next, check that you can comfortably reach the handlebars and brakes without straining your arms or shoulders. Adjustable elements such as seat height and handlebar angle can also be fine-tuned for a more personalized fit. By carefully evaluating bike size, you’ll enjoy a comfortable ride no matter where your journey takes you.


When it comes to choosing the perfect hybrid bike, one important factor to consider is the material that it’s made out of. Each material has its own unique benefits and drawbacks, so it’s important to know the differences before making your decision. 

Aluminum bikes are lightweight and often affordable, making them a popular choice for recreational riders. However, they aren’t as durable as other materials and can be more prone to rusting. 

Steel bikes are heavier than aluminum but known for their durability and toughness. They can withstand rough rides and heavy loads, making them a great option for off-road adventures or everyday commuting. However, they are also prone to rust and may require more maintenance over time. 

Carbon fiber bikes are incredibly lightweight and durable, making them a top choice for competitive cyclists or those looking for a sleek ride. However, they come at a higher price point and may not handle rough terrain as well as steel or aluminum bikes. 

Ultimately, the best material for you will depend on your personal riding style and needs.


Considering most riders spend an average of three hours a week on their bike saddle, it’s important to choose one that’s comfortable and suits your riding style. Start by determining the right width for you – too narrow and it will cause discomfort and potential injury, while too wide can cause chafing. Next, think about cushioning. Firmer saddles often weigh less and are better for long-distance rides or racing, while thicker padding is better for shorter rides or if you have sensitive areas. Riders who prefer to sit more upright may want a saddle with a wider rear and more padding, whereas those in a more aggressive position may prefer a narrower saddle with minimal padding. Ultimately, the best way to find the perfect saddle is by trying out several options and finding one that suits your specific needs. Remember: no two riders are the same, so what may be comfortable for one person may not be comfortable for another. Happy riding!


The type of gearing you should go for very much depends on the kinds of terrain you will be riding on. If you expect to do a lot of uphill climbs on your bike, a bike with a higher number of gears will be optimal for you.

The reason is going to a lower gear when cycling uphill makes the ride less challenging from a fitness perspective. So cyclists appreciate the option to do so on particularly rough climbs, especially if their fitness level isn’t very advanced.

If you expect to cycle on flat surfaces and speed is important to you, you should go for a single-speed bike or a bike with fewer gears. The reason is you won’t necessarily need a wide range of gears, which make the bike heavier when added.

Another aspect to pay attention to is the quality of shifters and derailleurs. These parts should be high quality and allow you to shift easily between gears.


Suspension is another critical factor to consider while choosing a hybrid bike. There are 3 types of hybrid bikes out there. Bikes with front suspension, bikes with front and back suspensions and bikes without suspensions


The handlebar is a very significant part of the bike for ensuring comfort and easy navigation of the bike. Hybrid bikes out in the market usually have high handlebars, this allows the rider to maintain an upright position in motion. This is one of the critical factors that makes hybrid bikes comfortable. 

If you are looking for comfort I would recommend you to go with a bike with flat handlebars and luckily most hybrid bikes come with flat handlebars. 

On the other hand if speed is important to you I would recommend you to go with a drop handlebar as it enables you to cycle in a more aerodynamically efficient position.


One important aspect of owning a bike is choosing the right tires. This decision can greatly affect your ride and overall experience. If you have a hybrid bike, it’s best to go for a tire that has some tread for added grip on trails but also has a smooth surface for street riding. You may also want to consider the tire’s width, as a wider tire can provide more stability and cushioning, while a narrower tire can make for faster rides on pavement. In addition, thinner tires are often lighter and easier to accelerate but may be more prone to punctures. Ultimately, finding the perfect tire will require some experimentation and personal preference, but being informed about these factors can help guide your decision-making process. 


There are two general types of brakes you will see on bikes: rim brakes and disc brakes.

Rim brakes are typically the cheapest option but they tend to wear out over time and may start to perform inconsistently as a result. On the bright side, replacing them is fairly easy.

Rim brakes do not offer as much immediate stopping power as disc brakes do and they are less reliable in wet or muddy conditions. In terms of performance and stopping power only, disc brakes tend to be superior. There are two types of disc brakes: mechanical disc brakes and hydraulic disc brakes.

Mechanical disc brakes are more economical than hydraulic disc brakes. However they do require more manual effort when adjusting the brake pads over time as they wear out.

Hydraulic disc brakes are very responsive so braking takes little effort and it is quick. They are more expensive than mechanical discs to service but they offer the best stopping power and don’t wear out as quickly.


Schwinn Wayfarer is the best hybrid bike under 400 dollars. If you are looking for a durable and affordable option, this bike should be at the top of your list. It has all the features you need to enjoy a comfortable ride, and it’s perfect for commuting or weekend rides. If you are looking for other price points, feel free to check our other articles (Best Bikes under 300 and more). We have something for everyone! Thanks for reading and we hope you choose the best hybrid bike for your needs.

About the Author

About the Author

Hey, what's up? Ali here. EDM addict, gym rat, and Tame Impala fan of the Cycle Simply Team.